Physicians and business owners have unique financial needs and challenges, such as complex tax situations, fluctuating incomes, and significant investment opportunities. Specialized financial planning ensures that these specific requirements are met with tailored strategies that maximize wealth and minimize risk.

We create a Living Plan that evolves with your life and business. By thoroughly understanding your goals, challenges, and financial landscape, we develop a customized strategy that adapts to changes and helps you achieve your long-term objectives.

Our team specializes in tax planning and collaborates with experts in tax law to develop strategies that reduce your tax burden. We focus on maximizing deductions, credits, and tax-efficient investment vehicles, ensuring you retain more of your hard-earned money.

We will start by discussing your current and future goals, as well as any initial concerns you may have. To ensure we can provide a comprehensive plan, we will need:

• Current investment and bank account statements

• Insurance policies

• Details on outstanding debts and monies owed

• Your most recent tax returns

• A household budget (if you have one)

Plans for travel, large purchases, or helping children with education, home ownership, or other pursuits.

Paying professional fees for comprehensive wealth management is an investment in your financial well-being. We ensure transparency about our fees, which are competitive and based on assets managed. For example, on IG Advisory Accounts (IGAA), advisory fees start at 1.35% and decrease as household asset size increases. These fees may be tax deductible and are clearly highlighted on statements and annual summaries. Additional fees may include embedded management fees (MER) for ETFs or mutual funds.

Our services extend beyond standard offerings, providing a fully integrated wealth management experience. This includes ongoing portfolio management, personalized financial and retirement plans, specialized planning (tax, insurance, estate, cashflow, business), and access to an advanced financial planning team with experts in various fields.

Clients benefit from regular consultations, reviews, and accessible support, including direct meetings with Grant Strachan, Executive Financial Consultant, and a dedicated client service team. We also offer events, education, and engagement opportunities, such as financial education events and access to video education and social media platforms, ensuring ongoing support and education.